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For the majority, Christmas is a time of warmth and love, celebration and festivities, presents and indulgence. Unfortunately, this time of year is a very different story for an ever increasing minority. According to Resolution data, the number of children in the UK living in relative poverty by the end of this year will exceed […]

If someone exerts undue influence over another person so that they amend or make a Will in their favour, it can be legally challenged in court. We take a look at what undue influence is and how you can avoid your Will being challenged in this way. What is undue influence? In respect of a […]

Over time, changes in circumstances can mean that a Will becomes out of date and doesn’t accurately reflect your wishes. We look at how to ensure your Will can cope with changes. It is a good idea to make a Will, even if you are young. It helps keep your financial affairs organised and if […]

When someone who has a mortgage dies, it is important to notify the lender as soon as possible. If the property has been left to you in a Will, you should ask them about the options for taking on some or all of the mortgage if it cannot be repaid. After a death, notifications need to […]

Pensions are notoriously complex and different rules can apply to different pensions held by different companies. After someone’s death, the benefit of their pension may be payable to the person they nominated when the scheme was set up. Workplace and private pensions Sometimes a workplace or private pension scheme will provide a lump sum and/or […]

Leaving a gift to charity in your Will can reduce the amount of Inheritance Tax payable by your estate, as well as benefit your favourite good cause. In 2018, £3 billion was left to over 10,000 different charities in Wills. Smaller charities are increasingly popular, possibly following some high profile failures by bigger organisations. An […]