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Over time, changes in circumstances can mean that a Will becomes out of date and doesn’t accurately reflect your wishes. We look at how to ensure your Will can cope with changes. It is a good idea to make a Will, even if you are young. It helps keep your financial affairs organised and if […]

When someone who has a mortgage dies, it is important to notify the lender as soon as possible. If the property has been left to you in a Will, you should ask them about the options for taking on some or all of the mortgage if it cannot be repaid. After a death, notifications need to […]

Pensions are notoriously complex and different rules can apply to different pensions held by different companies. After someone’s death, the benefit of their pension may be payable to the person they nominated when the scheme was set up. Workplace and private pensions Sometimes a workplace or private pension scheme will provide a lump sum and/or […]

Leaving a gift to charity in your Will can reduce the amount of Inheritance Tax payable by your estate, as well as benefit your favourite good cause. In 2018, £3 billion was left to over 10,000 different charities in Wills. Smaller charities are increasingly popular, possibly following some high profile failures by bigger organisations. An […]

As well as naming the people who are to receive money from your estate, a Will can make various appointments, including those of Executor and Trustee. When you make a Will you need to consider who you would like to administer your estate and be responsible for any money that is to be held in […]

If you own a property jointly with someone else and you want to leave it in your Will, you need to understand the different types of joint ownership. When you buy a home with someone else, you will either own it as joint tenants or as tenants in common. This affects who the property will […]